Create an online shop in Ghana that takes Mobile Money
Selling on WhatsApp and Instagram works until it does not: customers ask the same questions all day, payments get mixed up, and nobody can buy while you sleep. An online shop with Mobile Money checkout fixes that. DWOMOH Build creates yours from a description — product pages, cart, MoMo and card payments through Paystack, delivery areas and a WhatsApp button — and puts it online.
What your shop will have
- Product pages with photos, prices in cedis, sizes or options, and stock you can update yourself.
- A cart and checkout where customers pay with MTN MoMo, Telecel Cash, AirtelTigo Money or a Visa/Mastercard through Paystack. The money goes to your own Paystack account — you add your keys in the builder's Credentials panel — and settles to your bank or MoMo wallet the next working day.
- Orders you can see: each paid order appears in your shop's admin page with the customer's details and what they bought.
- Delivery areas and fees (Accra, Kumasi, nationwide by bus…) chosen at checkout.
- A WhatsApp button for the customers who still prefer to ask first.
- Fast on phones, because that is where Ghanaians shop.
What it costs to sell online
| Agency-built shop | Shopify / foreign builders | DWOMOH Build | |
|---|---|---|---|
| Set-up | GH₵7,000 – GH₵12,000+ | Free trial, then paid in dollars with a card | Free to build, GH₵228 a month to publish |
| Mobile Money checkout | Extra work, extra cost | Needs a payment app and set-up | Built in through Paystack |
| Payment fees | Gateway fee | Gateway fee, plus the platform's own transaction fee on most plans | Only Paystack's fee (1.95% on local payments), paid by you to Paystack |
| Pay with MoMo | Sometimes | No | Yes |
| Own web address | Extra every year | Extra every year | Included on Pro (GH₵348 a month) |
Pay a year at once and get 2 months free. Paystack's Ghana fees and payout rules are explained in how to accept Mobile Money payments on your website.
Copy one of these to start
“An online shop for my fabrics business in Accra with product pages, sizes and prices in cedis, a cart, Paystack checkout with MTN MoMo, Telecel Cash, AirtelTigo Money and card, delivery fees by area and a WhatsApp button”
Build this →“An online shop for my phone accessories store in Kumasi with categories, product search, stock I can update, MoMo and card payments, order tracking for customers and an admin page for me”
Build this →“A shop for my skincare brand with a story page, products with photos and ingredients, discount codes, MoMo checkout, nationwide delivery options and customer reviews”
Build this →From WhatsApp to a shop in five steps
- Sign up free (5 starter credits, no card needed) and describe your shop like the examples above.
- Check the preview on your phone: products, cart, checkout. Ask for changes — "add a category for men's wear", "show delivery fee before checkout".
- Open a Paystack account at paystack.com (free) and paste your keys into the Credentials panel. Test with Paystack's test mode first.
- Add your products with real photos and cedi prices.
- Publish on the Growth plan or higher, and share the link on WhatsApp, Instagram and TikTok. Customers can now buy while you sleep.
Selling from Côte d’Ivoire or Senegal? This page exists in French, with Orange Money and Wave.
Questions answered
Can customers pay with MTN MoMo on my shop?
Yes. The checkout is built with Paystack, which takes MTN MoMo, Telecel Cash, AirtelTigo Money and Visa/Mastercard in Ghana cedis. The customer approves the payment on their phone and your shop marks the order as paid.
Where does the money go?
To your own Paystack account, then to your bank or MoMo wallet the next working day. DWOMOH Build never holds your customers’ money — you add your own Paystack keys to your shop.
What does Paystack charge?
Paystack Ghana charges 1.95% per local transaction (MoMo or card), with no setup fee, according to its published pricing in September 2026. DWOMOH Build adds no fee on your sales.
How much does an online shop cost with DWOMOH Build?
Building and previewing is free. Publishing costs GH₵228 a month on the Growth plan (your shop at yourname.dwomohbuild.com) or GH₵348 a month on Pro with your own address like myshop.com. Pay a year at once for 2 months free.
Can I add and change products myself?
Yes. Ask for an admin page in your description (or later) and you can add products, prices, photos and stock without touching any code.
Do I need a registered business to sell online?
Not to build the shop. To receive payments, Paystack asks for your business details and an ID during its verification; check Paystack’s current requirements for Ghana. You can build and test your shop before you are verified.
I sell on WhatsApp already. Why do I need a shop?
Keep WhatsApp — the shop adds a WhatsApp button. But a shop answers the price and stock questions for you, takes payment automatically, lets people buy at any hour, and gives you a link you can put on Instagram, TikTok and Google.
Build your website with one sentence
Describe your website or app and DWOMOH Build creates it — pages, payments, login and database — then tests it and shows you a live preview.
Start building free →